These sample renewals offer you a glimpse into what renewals look like and how they are presented by the different insurers. We have found that many of our clients had never seen their full renewal package when they were with a previous broker. Since each company is unique and there are many factors that go into determining the specific parameters for each renewal, these sample renewals are of limited use in determining the potential cost of a plan renewal for your company.
Please, only use these to evaluate how renewals work in the group insurance industry and the variety of ways that those renewals can be presented. Each of these are real renewals solving real issues for real companies. We have kept the identity of each company confidential.